Skip to main content

Commercial Business Coverage

You know what it takes to run your business
We know what it takes to protect it

Wawanesa offers insurance solutions designed for business owners. Our comprehensive commercial product packages cover building and business contents, loss of income, business liability, crime, equipment breakdown, legal expense and even cyber risks.

If your business is in a specialized industry, ask your Wawanesa broker about our Select Series – a suite of commercial insurance packages tailored to such verticals as offices, retail, contractors, manufacturing, realty, wholesaling and more.

Property & Casualty

We cover businesses of all sizes. Wawanesa’s tailor-made Select packages are best suited to small and mid-sized businesses in the following industries:

  • Office
  • Professional
  • Realty
  • Retail
  • Wholesale
  • Salon
  • Automotive
  • Restaurant
  • Contractors
  • Oilfield

For larger, more complex businesses we have a dedicated National Programs team that specializes in providing custom P&C solutions through the provision of national programs, broker underwriting authority and managing general underwriters.

Learn more

Core Coverages

  • Property
  • Business Income
  • Crime
  • Inland Marine
  • Casualty
  • Other coverages:
    • Cyber
    • Equipment Breakdown
    • Legal Expense

Enhancements

We offer comprehensive enhancement offerings tailored to every package. Examples of coverages in our enhancements include:[1]

  • Blanket By-Laws
  • Brands and Labels
  • Mortgage Rate Guarantee
  • Master Key
  • Newly Acquired Buildings
  • Seasonal Increase
  • Product Recall Coverage
  • Food Contamination Coverage
  • Rip and Tear Coverage
  • Extra Expense
  • Home Office
  • Contractor's Faulty Work Coverage
  • Internet Service Provider Breakdown

Contact your broker to build a Commercial Insurance Policy (CIP) for your business.

Farm

We cover farm operations of all types and sizes. Our Farm Package is appropriate for small hobby farms to large scale farming operations. The AgSelect package is ideal for large-scale commercial farming that involves confined livestock or large grain handling operations.

Learn more

Core Coverages

  • Farm Dwellings
  • Farm Outbuildings
  • Livestock
  • Produce
  • Farm Machinery and Equipment
  • Farm Personal & Commercial
  • Pollution Liability

Enhancements

We offer additional coverages for our farm coverage policies. Examples include but are not limited to:[1]

  • Farm Signs
  • Farm Tools, Tack and Spare Parts
  • Corrals and Fencing
  • Fuel and Fuel Tank
  • Milk Contamination
  • Heat Prostration
  • Product Recall
  • Private Power and Light Poles
  • Corrals and Fencing
  • Pollutant Clean Up
  • Water and Irrigation Systems
  • Rental Reimbursement
  • Standing Grain and Crops (Named Perils)
  • Seeds, Chemicals and Fertilizers

Contact your broker to determine the right insurance package for your farm.

Auto

We cover commercial auto operations of all sizes.

Our Individually Rated Commercial Auto (IRCA) product is appropriate for operations with a few company vehicles, such as a contractor or a farming operation.

We use our fleet coverage to support customers with a larger number of vehicles that’s best managed by a holistic insurance product.

Our garage product is designed for customers who own their own repair garages.

Learn more

Core Coverages

  • Small business
  • Fleet
  • Garage

Contact your broker to determine the right auto insurance coverage for you.

Ready to talk?

Contact your broker to determine the right commercial insurance for you and your business.

Find a Broker

  1. Availability depends on the coverage package. Ask your broker for details.