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Climate Adaptability Coverages

Building a safer, more sustainable future for our communities.

We recognize it’s not always convenient or financially realistic to make proactive upgrades to your property. Instead, you can take advantage of key windows of opportunity – such as the rebuilding or repair of your property after an insured loss – to make your home more energy efficient and resilient.

Introducing coverages designed to help homeowners adapt to a changing climate

Stronger Home coverage

We will pay the increased cost to repair or replace your roof or exterior siding with more resilient materials when a loss occurs.

Additional limit

Varies by region

Eco-Friendly coverage

When a loss occurs, we will cover the increased cost of repairing or replacing your property with Energy Star rated products and eco-friendly materials.

Additional limit


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Contact your broker to add Stronger Home or Eco-Friendly coverage to your policy.

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Ensure your policy meets your needs, and know what you're covered for in the event of a claim.

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