Report to our Members
As a mutual insurer, grounded in our purpose of helping communities thrive in a changing world, we measure success through our ability to deliver enduring value to you – our members.
Our Report to our Members 2025, our first integrated report, reflects that long-term perspective, bringing together our financial results and our approach to sustainability in a single view.
Combined, these elements demonstrate how we’re aligning performance with purpose while reinforcing our commitment to build a resilient company that can continue meeting the needs of our members and communities for generations to come.
View Wawanesa’s financial statements.
Helping communities thrive in a changing world
We’ve always believed in helping people and communities in ways that empower them to rise above challenges, thrive with confidence, and lead happier, more resilient lives.
As climate change accelerates and challenges grow more complex, we’re building on our proud legacy of mutuality and community, stepping forward with purpose to confront today’s risks.
Our intention is clear: we want to protect, strengthen, and enable communities to help them build a safer, healthier, more sustainable future.
“As a 100% Canadian-owned and operated, purpose-driven mutual insurer, our people live, work, and play in the same communities as our members. We share the same concerns around climate change and believe deeply in being part of the solution.”
Evan Johnston | President & CEO
2025 by the numbers
1.8M+
Members who trust us to insure what matters to them
$1.9B
Approximate claims paid
110,000
Total claims
129+
Year history of supporting communities
3,200
Employees situated coast-to-coast
2,981
Independent broker locations that offer our products
23%
Reduction in Scope 1 and 2 (location-based) GHG emissions*
14%
Reduction in Scope 3 investment emissions carbon intensity*
$4M
Contributed to communities across Canada
* relative to baselines
A (excellent)
ratings from AM Best for Wawanesa and Wawanesa Life
$4.1B
Annual policy premiums
97.8%
Combined operating ratio
Your premiums protect you
Being a mutual insurance company means we have no shareholders – only members. Every dollar we collect goes towards paying claims, keeping rates fair, delivering dependable service, and investing in communities to help them thrive.