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The Benefits of Bundling Insurance Policies

5 min read

Have you ever wondered how you can save money on your insurance without raising your deductible or lowering your coverage? Or, have you recently bought a home and need homeowners insurance in addition to your existing car insurance policy? Bundling your insurance policies may be the solution you need.

You might have heard that bundling insurance policies can potentially save you money. Having multiple policies with one insurance provider, however, can also provide other benefits that make managing your insurance policies easier. Check out our list of the advantages of bundling insurance policies to learn if bundling is right for you. See if your policies qualify for a bundle deal by giving us a call at 833-532-0963 today.

Bundling Can Save You Money

Perhaps the most commonly mentioned benefit of bundling is the possibility of saving money, especially on car insurance. It’s pretty easy to see why, too. The savings when bundling homeowners and auto insurance are usually significant. Just like a multi-car discount on your auto insurance, having multiple policies through one insurance company can help reduce your premium costs. You might even be able to save up to 20% on your insurance premiums when you bundle Wawanesa home and auto policies.

Direct savings thanks to bundling are just a part of the benefits of bundling. With the savings you receive by bundling homeowners and auto insurance, you might be able to increase your coverage. Let’s say you have a car insurance policy and you want to add an optional coverage, such as collision coverage. Without bundling, this could increase your premium to more than you’d like to pay. You can potentially save enough through bundling to add that extra coverage and still have an affordable premium.

The easiest way to find out if our bundling program can save you money is to give us a call at 800-640-2920. You’ll get connected with one of our expert quote specialists who can help you design the home and auto bundle that works best for your family.

Get the Convenience of Working with One Company

Many people purchase their insurance policies as they need them, instead of all at once. After all, you might be buying a car when you’re 16 and use your parents’ car insurance provider. You decide to keep that company for auto insurance even as you get older. When the time comes for you to buy a home, you pick a different insurance carrier for your homeowners insurance. All of a sudden, you have two very important insurance policies managed by separate companies.

With two different companies providing coverage, you’re potentially inviting a lot of hassle into your life. Any time you need to update your address or make another change to your policies, you have to contact two representatives to do so. Just remembering two different agents, two different premiums and two different logins or passwords for online portals can be confusing and time-consuming.

On the other hand, bundling allows you to deal with just one company for your homeowners and car insurance needs. You’ll not only save money, but you’ll also save time. Instead of contacting multiple companies, you can quickly and conveniently call a single representative to take care of all of the administrative aspects of your insurance policies. Call us at 833-532-0963 today to get started on your home and auto bundle.

Bundling your policies might also provide a great chance to look at your current coverage and see if it still meets your needs. Insurance policies that you’ve had with different companies for many years may need to be reviewed to check that they’re still providing the coverage you want. If they’re not, it may cost you significantly more to increase the coverage on each individual policy than it would to get the coverage you need with a bundle deal from one provider.

Build a Relationship with Your Insurance Provider

Having an insurance provider that recognizes customer loyalty is often overlooked when people are shopping for insurance. Building a strong relationship with your insurance company, however, can help you have a better insurance experience. When your insurance policies are with one company, your representative gets to know you and can make coverage suggestions based on your needs.

Instead of an impersonal interaction, your insurance company can provide you with a bundle deal tailored to your family. You might even qualify for special loyalty discounts which can save you even more in addition to bundling your policies.

When Should You Bundle Policies?

There’s no wrong time to bundle your homeowners and auto policies. In fact, the sooner you bundle policies, the sooner you could see potential savings. There are some life events, however, that may be a great time to look into bundling your policies.

It might make sense to bundle your auto insurance with homeowners insurance if you’ve just purchased a new home. Buying a house is a huge investment and is generally an exciting experience. Looking for homeowners insurance, however, may be the last thing on your mind. Planning to bundle your policies can make shopping for homeowners insurance much easier. Instead of browsing through multiple companies and offers, you can contact your existing insurance representative for a quote on bundled homeowners and auto insurance.

Additionally, if you’ve recently gotten married it may be a good idea to look into bundling your insurance policies. Newlyweds may already be looking to combine their car insurance policies into one and many couples look to buy a house if they haven’t already. You can make the process of consolidating your insurance policies even more convenient by bundling your car and homeowners policies.

See How Much You Can Save by Bundling

Bundling can do a lot more than save you money on your insurance premiums. Financial savings, however, are still one of the best parts of bundling home and auto policies. With Wawanesa, you can save up to 20% on your premium just by bundling. Visit our bundling page to learn more about bundle deals and give us a call at 833-532-0963 today to see just how much you could save!

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The above content is for informational purposes only and is not a direct representation of coverages offered by Wawanesa or its policies. The information does not refer to any specific contract of insurance and does not modify any definitions, provisions, exclusions or limitations expressly stated in any contracts of insurance. All references within the above content are illustrative and may not apply to your situation. The terms and conditions of the actual insurance policy or policies involved in a claim are determinative as to whether an accident or other loss is covered. To understand the coverage under your current policy, please log into the account management platform to review your policy or contact an agent directly.

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