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Auto Insurance Discounts

Wawanesa offers affordable rates and a variety of auto insurance discounts and savings. We’ll help you find the best coverage with an online quote today! Discounts vary by state.

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Find Savings and Discounts on Your Car Insurance

Are you looking for the best discounts for your auto insurance? At Wawanesa, we offer various auto insurance discounts to help you save on your premiums. Whether you're a new customer or already part of the Wawanesa family, we make it easy to find the discounts you're eligible for.

When you request a quote, don’t hesitate to ask about potential savings on your car insurance. Our friendly agents are always ready to help you explore all the discounts available. If you’re already insured with us, reach out to ensure you’re receiving all the discounts you deserve.

Depending on where you live, you might qualify for discounts such as:

  • Good Driver Discount: Rewarding safe driving habits.
  • Multi-Car Discount: Saving when you insure multiple vehicles under one policy.

At Wawanesa, we’re committed to helping you find the best coverage to suit your needs. Our goal is to make quality insurance affordable and accessible.

Types of Auto Insurance Discounts

Take advantage of our car insurance discounts to save even more on your premium. The discounts you qualify for may vary by state, and not all discounts are available everywhere. To find out which ones apply to you, visit your state’s discount page for detailed information.

Here are a few of the many discounts Wawanesa members are eligible for:

Good Driver Discount Discount may not be offered in all states.

The Wawanesa tagline, “Good drivers deserve great rates!” says it all. And that’s because good drivers are safer, meaning fewer accidents. To receive this discount on your auto insurance, you’ll need to:

  • Have been licensed for at least three years
  • Be DUI free for the past ten years
  • Have a maximum of one violation point or one at-fault accident in past three years

Multi-Car Discount

To get this discount, you only need to insure more than one vehicle. That’s it! This car insurance discount has never been so easy to get.

Loyalty Discount

This is another easy auto insurance discount. Simply be continuously insured by Wawanesa for one full year, and you’ll be eligible when your policy renews. Quick tip: the longer you stay with Wawanesa, the bigger your discount will be!

Defensive Driver Discount

Sometimes called a “Mature Driver” course discount because typically you must be 55 years or older to take it. You may be able to save even more by taking an approved defensive driving or “mature driver” course. See, getting older does come with benefits.

Multi-Policy Discount Discount may not be offered in all states.

This is one of the easiest ways to get a discount on your auto insurance. Simply combine two policies, which is called bundling. For example, insure your car and home on the same policy, and bingo — you’ll see premium savings!

Anti-Theft Discount Discount may not be offered in all states.

If your car has anti-theft features, you may qualify for a discount. This applies to both factory-installed and after-market devices. Examples of anti-theft devices are GPS-based location systems and stolen vehicle recovery systems.

Affinity Discount Discount may not be offered in all states.

If you’re a Wawanesa member and also happen to be a member of one of the Affinity groups we partner with, you could get a money-saving discount for that connection.

Saving on Auto Insurance with Wawanesa

At Wawanesa, we offer numerous ways to save on your auto insurance. With our competitive rates and various discounts, you can enjoy quality car insurance without overpaying. We'll be there for you if you ever need to file a claim. With 24/7 claim handling and award-winning customer service, you have nothing to lose.

Find Your Local Car Insurance Discount

Many car insurance discounts are available to help you save on your insurance rates. Since the discounts vary by state, the best way to ensure you receive all the savings you're eligible for is to get a quote online.

Frequently Asked Questions About Auto Insurance Discounts

Can I ask for a discount on my car insurance?
Some discounts will be applied to your policy automatically when you buy coverage, while others may require you to show proof that you qualify. For the Wawanesa loyalty discount, you must have been a customer for one year before the discount will apply. See what discounts are available in your state by getting a quote online or calling one of our agents at 800-640-2920.
Which drivers typically receive the cheapest car insurance rates?

The cheapest car insurance rates are often provided to individuals who:

  • Have a Clean Driving Record: Drivers with no accidents or traffic violations typically receive lower rates.
  • Drive Less: Cars driven less frequently are less likely to be involved in accidents.
  • Choose Higher Deductibles: Opting for a higher deductible can reduce your premium costs.
  • Bundle Policies: Combining auto insurance with other types of insurance, such as home, often results in discounts.
  • Qualify for Multiple Discounts: Taking advantage of available discounts, such as good driver, multi-car, or anti-theft discounts, can significantly lower your rates.
Who qualifies for auto insurance discounts?
Most segments of the driving population will qualify for some discounts. Again, it all depends on your state and your driving record, but seniors who take a defensive driving course and good drivers should be able to qualify for auto insurance discounts.
Do auto insurance discounts vary state to state?

Yes, the range of discounts available varies greatly from state to state due to two factors:

  1. Every state’s insurance commission has different laws that determine what can be discounted.
  2. Each insurance company has a different business model and its own underwriting guidelines.

Learn more about the car insurance discounts in your state:

If you have more questions about auto insurance discounts, visit our FAQs page. There, you’ll find answers to common questions about filing claims, discount opportunities, and more.

Auto Insurance FAQs

Disclaimer

Please note that this website provides only a summary of auto insurance to generally illustrate how auto insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.