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Oregon Renters Insurance Discounts

Save even more on affordable renters insurance with discounts available in Oregon.

Already have a policy? Call 800-640-2920 so we can help you.

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Saving on Renters Insurance in Oregon

Oregon renters can take advantage of several discounts that can reduce their renters insurance premium even more. One easy way to save is to bundle your car insurance with a renters insurance policy.

In addition to the low renters insurance rates, Wawanesa offers great rates for auto insurance, learn more about the auto insurance discounts offered to Oregon drivers.[1]

Types of Renters Insurance Discounts

To get an Oregon renters insurance discount, you must have one or more fire safety or protection devices installed in your home, automatic sprinklers, or by bundling your auto and renters insurance policies.[1]

Check out the list below for more details on the types of renters insurance discounts you may be eligible for.

Residence Protection Device Discount

You’ll qualify for this discount by having certain types of home protection devices installed. By law, landlords need to install smoke alarms in rental units, so that’s an easy way to receive this discount. To see an even bigger premium reduction, buy a fire extinguisher, and make sure all your entry doors have dead bolt locks installed. To receive the maximum renters insurance discount in Oregon, your home must be equipped with a burglar or fire alarm that reports directly to the police, fire, or central monitoring departments.

Sprinkler Protection Discount

If you have automatic sprinklers in your home, you’ll be eligible for this discount. There are two types of qualifying sprinkler protection:

  • Sprinklers can be either “full” – located in all areas of the home, including bathrooms, attics, closets, and attached structures.
  • Sprinklers can be “partial”, placed in certain areas of your home, for example the kitchen and/or living room.

Multi-Policy Discount[1]

To receive the multi-policy discount, add renters insurance to your Wawanesa auto insurance policy. Saving money on insurance has never been easier when you bundle your Oregon auto and renters insurance policies. In addition to paying less for reliable coverage for your car and home, you’ll also save time by managing both policies online together.

Discounted Oregon Renters Insurance with Wawanesa

Affordable rates, reliable service, and money-saving discounts make Wawanesa the obvious choice when it comes to protecting your personal belongings and financial liability. When you buy a renters insurance policy, you’ll benefit from:

  • 24/7 fast and easy claims handling
  • Convenient policy management and online payments
  • Renters insurance coverage you can count on at home and when away from your residence

Get a quote today and see how much you could be saving.

Frequently Asked Questions About Renter’s Insurance Discounts

Does Wawanesa offer renters insurance discounts in Oregon?
Yes, Oregon renters can benefit from several discounts on their renters insurance coverage. If your place has protection devices like automatic sprinklers, smoke or fire alarms, dead bolts installed on all entry doors, and an automatic reporting burglar or fire alarm you’ll be eligible for a premium discount. And don’t forget about the multi-policy discount for Oregon auto and renters insurance policies.[1]
How do I ask for renters insurance discounts and get the best rates?
You can ask for renters insurance discounts two ways. Get a quote online and see the discounts that apply or call and speak with a Wawanesa agent at 800-640-2920, who can help you get all the discounts you’re eligible for.
Who qualifies for renters discounts?
Any renter in Oregon can get the applicable renters insurance discounts if they have some type of security or protection device or automatic sprinklers installed in their place. If you have a Wawanesa auto policy, you’ll qualify for the multi-policy discount by bundling your renters insurance coverage with your auto.[1]

Have more questions on renters insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Renters Insurance FAQs


  1. Wawanesa is not currently offering new auto insurance in Oregon while we make some important changes to serve you better. If you need help with your existing Wawanesa auto policy, or are interested in a renters quote please call us at 800-640-2920.

Please note that this website provides only a summary of auto insurance to generally illustrate how auto insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.

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