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Homeowners Insurance Discounts

Save even more on affordable coverage with home insurance discounts from Wawanesa

How to Get Homeowners Insurance Discounts

Ever wondered if discounts can really save you money on your homeowners insurance? On top of affordable rates and customizable coverages, Wawanesa offers a variety of money-saving discounts that can help reduce your homeowners insurance premium. Find out if you qualify for your state’s available discounts when you get a free homeowners insurance quote from Wawanesa. Discounts vary by state.

Types of Homeowners Insurance Discounts

It’s easier than you might imagine to reduce your home insurance premium even more. Wawanesa offers a wide array of discounts that can add up to significant homeowners insurance savings. Check out the following list to see which discounts apply to you:

Multi-Policy Discount

This discount couldn’t be easier to qualify for. Simply bundle your homeowners insurance with your auto insurance policy to see the savings. You could save up to 20%.

Loyalty Insurance Discount

No action is needed to receive the loyalty discount. All you have to do is stick around as a Wawanesa member! This discount kicks in as soon as you’ve completed your first year. The longer you stay, the more you save.

Claims Free Insurance Discount

If you haven’t had any claims after your first year with Wawanesa, you’ll qualify for the claims free discount. Plus, the longer you stay and go without a claim, the more you’ll save.

Non-Smokers Home Insurance Discount

This discount is applied to your homeowners insurance policy if all the residents of your household are non-smokers. (Not only is not smoking good for your health, but good for your wallet too.)

Sprinkler Protection Discount

You’ll receive this discount if your home is equipped with a fully automatic sprinkler system. (A full system means having automatic sprinklers in all the main areas of the home, for example, living areas, bedrooms, and kitchen.)

Burglar Alarm Insurance Discount

You’ll qualify for this discount if your home is equipped with either a local burglar alarm or one that is connected to a central monitoring system.

Water Alarm Insurance Discount

This discount is applied when your home is equipped with a professionally installed water leak detection device with an automatic water shut-off valve.

Find out more about the home insurance discounts offered in your state

California Discounts

Find Your Local Homeowners Insurance Discount

A Wawanesa policy leaves nothing to chance. As a member, you can look forward to affordable rates, customizable coverages, and money-saving discounts. If you ever need to file a claim, Wawanesa will be there for you — 24 hours a day, 7 days a week.

Save on Homeowners Insurance Discounts with Wawanesa

It’s easy to save on homeowners insurance when you apply all the available discounts. Loyalty, claims free, and non-smokers discounts are just a few ways to reduce your premium even more. Furthermore, by bundling your auto and home policies, Wawanesa members have been saving up to 20% on their home insurance.

Frequently Asked Questions About Homeowners Insurance Discounts

Does Wawanesa offer homeowners insurance discounts?
Yes, Wawanesa offers a wide array of discounts that can reduce your homeowners insurance rates even more. The loyalty, claims free, and burglar alarm discounts are just a few of the ways you can pay less for reliable insurance.
How do I ask for homeowners insurance discounts?
It’s easy, call 800-640-2920 and speak with one of our helpful agents who can help you get all the homeowners insurance discounts you’re eligible for.
How do I get the best homeowners insurance rates?
The first step is to start your quote online. Or call 800-640-2920 and speak with one of our helpful agents who can help you customize your coverage and see which discounts may apply. That way you can rest easy in the knowledge you’re getting the best homeowners insurance rates and the protection to meet your needs.
Who qualifies for homeowner insurance discounts?

Most Wawanesa members qualify for some discounts, it all depends on a variety of factors as to which ones may apply to you. For example, if you have a burglar alarm or a sprinkler system in your home, you’ll receive a discount. You can also earn discounts by being loyal and staying claims free with Wawanesa. Discounts vary by state.

See what discounts are available in your state:

Have more questions on homeowners insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Homeowners Insurance FAQs


Please note that this website provides only a summary of homeowners insurance to generally illustrate how homeowners insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.

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