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Types of Car Insurance Discounts, Learn How to Get Discounts


Types of Car Insurance Discounts, Learn How to Get Discounts

There are several different options available to you if you are looking to cut down on your auto insurance premiums. You can consider raising your deductible, cutting down on your mileage or eliminating non-required collision and comprehensive coverage on older model cars. These things will help you save money on your insurance payments. Did you know that Wawanesa Insurance offers a number of discounts to help you save even more on your car insurance? At Wawanesa, our slogan is "good drivers deserve great rates,” and we stand behind that by offering a variety of discount car insurance options for our customers. Here is a look at the different types of car insurance discounts available from Wawanesa Insurance:


How to Get Discounts on Car Insurance

1. Good Driver Discount

Being a safe driver with a clean record is the easiest way to earn discounts on your car insurance. With Wawanesa Insurance, you are eligible for a good driver discount if you have been a licensed driver for at least three or more years, have not earned more than one point on your record in the past three years, and you have not been convicted of a DUI-type offense in the past ten years. If these requirements are met, you are eligible for a discount on all available coverages from Wawanesa.

If you already have multiple points on your record, there’s no need to worry. All it takes is time. Simply keep driving safely and you’ll be eligible once you’ve been driving for three years with no more than one point on your record.


2. Driver Training Discount

Anything you can do to improve your driving lowers your risk of being involved in an accident. This is good for your health, safety and wallet. If you are new to driving, Wawanesa Insurance offers a discount for completing certain driving courses. No matter how old you are, if you have been a licensed driver for under two years, Wawanesa will offer you a discount on your premiums for successfully completing driver education and driver training courses.


3. Mature Driver Improvement Course Discount

As we get older, we become more likely to be involved in auto accidents. This can be due to any number of factors, such as fading eyesight, hearing loss or simply thinking we have enough experience behind the wheel to let ourselves cut some corners when it comes to the rules of the road. This is why Wawanesa also offers discounts for mature drivers who take an extra refresher training. To qualify, you must be 55 years old or older and successfully complete a Mature Driver Improvement Course. Note: not all these types of courses are the same. To qualify for Wawanesa’s discount, you must complete a course that is specifically approved by the California DMV.


4. Multi-Car Discount

Do you use a different car for work than you do for weekend driving? Does your spouse or child have their own car? You could be eligible for more discounts! If you have more than one car in your household, Wawanesa Insurance offers a discount on your premiums if you bundle them together under a single policy.


5. Loyalty Discount

Wawanesa values its customers and likes to reward them for sticking around. That’s why Wawanesa offers a discount for loyal customers. If you insure your vehicle or vehicles with Wawanesa and stay on your policy continuously for one year, you might be eligible for our loyalty discount.


It’s important to remember that some of these discounts might vary by state. The discounts listed above are specifically for drivers who are licensed in the state of California. If you are looking for more information about saving money on your insurance premiums, contact a Wawanesa Insurance professional. We’ll be happy to discuss how to get discounts on car insurance. If you’re uninsured or looking for discount car insurance, get a free quote to see how Wawanesa Insurance can help you save.



Disclaimer: The above content is for informational purposes only and is not a direct representation of coverages offered by Wawanesa or its policies. The information does not refer to any specific contract of insurance and does not modify any definitions, provisions, exclusions or limitations expressly stated in any contracts of insurance. All references within the above content are illustrative and may not apply to your situation. The terms and conditions of the actual insurance policy or policies involved in a claim are determinative as to whether an accident or other loss is covered. To understand the coverage under your current policy, please log into the account management platform to review your policy or contact an agent directly.

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