Skip to main content
Blog category: Right at Home

3 Signs of Black Mold and How to Get Rid of It

5 min read

Wet, slimy, and often dark in color, black mold isn’t just an eyesore — it can also pose serious health risks. Known scientifically as Stachybotrys chartarum, black mold releases airborne spores that can trigger allergies, worsen asthma, and affect individuals with compromised immune systems. Found in warm, dark, and humid areas such as bathrooms, basements, and around HVAC units, black mold thrives on moisture and can spread quickly if left unaddressed.

What Does Black Mold Look and Smell Like?

Despite its name, black mold can appear black, very dark green, or brown. It tends to form clustered, fuzzy, or slimy circular patches and may leave green stains when wiped. One of the easiest ways to detect it is by smell—black mold emits a strong, musty odor often compared to rotting plants, damp paper, or cedar wood.

If you're unsure whether you're detecting mold, ask someone with a “fresh nose” to confirm, as you may have become desensitized to the smell in your home.

How Is Black Mold Different from Regular Mold?

While all molds thrive in damp environments and can be harmful, black mold has a more notorious reputation due to its potential toxicity. Common household molds may cause allergies or minor respiratory discomfort, but black mold is known to exacerbate respiratory conditions and can lead to more severe reactions in high-risk groups like infants and the elderly.

Signs of Black Mold

Early detection is essential. Watch for:

  1. Musty or earthy odors in moisture-prone areas like under sinks, around toilets, or in basements.
  2. Dark, fuzzy spots on walls, ceilings, or behind furniture.
  3. Water stains or past water damage, such as dark rings on drywall or bubbling paint.

These indicators often mean mold is already growing and needs to be addressed immediately.

Mold Inspection Checklist

  • Use a moisture meter — humidity over 50 percent can invite mold.
  • Watch for peeling paint or discoloration on walls and ceilings.
  • Look for condensation on windows or cold surfaces.
  • Inspect under carpets and behind furniture for dampness.
  • Check your sump pump regularly.

How to Get Rid of Black Mold

If the affected area is small (less than 10 square feet), you may try to remove it yourself with proper precautions. For extensive infestations or areas with serious water damage, it’s best to hire a certified mold remediation service.

DIY Mold Removal Steps:

  • Wear protective gear: gloves, goggles, long sleeves, and an N95 mask.
  • Isolate the area using plastic sheets or by sealing off vents and doorways.
  • Create a natural cleaning solution: 5 parts vinegar + 5 parts water + 1 part baking soda. Let it sit on the mold for 30–60 minutes before scrubbing.
  • Discard contaminated items like moldy towels or porous materials.
  • Disinfect the area afterward with hydrogen peroxide or diluted bleach.
  • Ventilate the area thoroughly after cleaning.

Important Note: Never mix bleach and ammonia, as this creates toxic fumes.

Recommended Mold-Removal Products

  • White vinegar (undiluted)
  • Hydrogen peroxide
  • Ammonia (diluted)
  • Bleach (diluted)

Use these products separately and follow safety instructions carefully.

When to Call a Professional

According to the EPA, if mold covers more than 10 square feet, or if it's caused by major flooding or structural leaks, a licensed mold remediation service is necessary. Always check the contractor’s credentials and references before hiring.

Preventing Black Mold Growth

Prevention is your best defense. Here's how to keep mold at bay:

  • Repair leaks promptly.
  • Keep humidity levels below 50 percent using a dehumidifier.
  • Use exhaust fans or open windows during and after showers.
  • Seal tile grout annually and replace moldy showerheads.
  • Spray your shower curtain weekly with a vinegar-water mix and keep it spread out to dry.
  • Regularly clean sink drains and stoppers to remove buildup.
  • Use smart water sensors to detect hidden leaks early.
  • Include mold inspection as part of your seasonal cleaning routine.
  • Ensure proper ventilation in moisture-prone rooms.

Health Risks of Black Mold Exposure

Symptoms of black mold exposure include:

  • Sneezing, coughing, and itchy eyes
  • Asthma attacks
  • Fatigue or skin irritation
  • More severe complications in people with weakened immune systems

Pets can also suffer allergic reactions, such as lethargy, itching, or respiratory trouble. Keep them away from areas undergoing mold treatment.

Insurance and Mold Damage

Whether mold remediation is covered by insurance depends on the cause:

  • Covered: Sudden, accidental incidents like a burst pipe.
  • Not Covered: Gradual issues like ignored leaks or seepage.
  • Flooding: Requires separate flood insurance.

Contact your insurance provider—or a helpful Wawanesa agent—to ensure your policy protects you against mold-related losses.

Black Mold and Home Value

A black mold infestation can significantly reduce property value—by up to 20 percent for minor problems and as much as 50 percent for serious cases. Quick action not only protects your health but also preserves your home’s market value.

Bottom Line:
Black mold is manageable when detected early and addressed properly. With vigilant maintenance, prompt repairs, and proper ventilation, you can reduce the risk of black mold growth and keep your home safe, clean, and healthy.

FAQs

Can black mold harm pets?
Yes, pets can experience allergic reactions similar to humans. Keep them away from mold-affected areas and cleaning agents like bleach or ammonia.

Does insurance cover mold damage?
It depends. Mold from sudden events (like a burst pipe) is often covered. Ongoing leaks or poor maintenance are not. Flood-related mold requires flood insurance.

What impact does black mold have on home value?
Even minor mold issues can drop a home’s value by 20 percent. Severe infestations can slash it by 50 percent.

What causes black mold to grow in a home?
Black mold thrives in areas with excessive moisture, poor ventilation, and organic materials like wood or drywall. Common causes include water leaks, high humidity, flooding, and condensation. Regular maintenance and fixing leaks quickly can help prevent mold growth.

How can I prevent black mold from developing?
To prevent black mold, keep humidity levels below 60 percent, use dehumidifiers in damp areas, ensure good airflow with exhaust fans, and promptly repair plumbing or roof leaks. Regularly cleaning and drying high-moisture areas like bathrooms and basements also reduces risk.

Is black mold dangerous, and what should I do if I find it?
Yes, black mold can produce mycotoxins that may cause respiratory problems, especially for those with allergies or asthma. If you find black mold, wear protective gear and clean small areas with mold-killing solutions. For larger infestations, consult a professional mold remediation service.

How often should I check for mold in my home?
It’s a good idea to check high-risk areas like bathrooms, kitchens, basements, and around windows or pipes every few months. After heavy rain, flooding, or leaks, inspect immediately. Regular inspections help catch mold early before it becomes a serious problem.

Can black mold grow in places I can't see?
Yes, black mold can grow behind walls, under carpets, inside HVAC systems, or beneath floors — anywhere moisture and organic material are present. If you smell mold or notice health symptoms without visible signs, it may be hidden and require professional inspection.

Advertisement: Get homeowners insurance for less than you'd expect. Click to see homeowners discounts.

Related Articles

See All Right at Home Articles

Disclaimer:

The above content is for informational purposes only and is not a direct representation of coverages offered by Wawanesa or its policies. The information does not refer to any specific contract of insurance and does not modify any definitions, provisions, exclusions or limitations expressly stated in any contracts of insurance. All references within the above content are illustrative and may not apply to your situation. The terms and conditions of the actual insurance policy or policies involved in a claim are determinative as to whether an accident or other loss is covered. To understand the coverage under your current policy, please log into the account management platform to review your policy or contact an agent directly.

Get a Quote Today