Basic Coverage

Program features included in our policy at no additional cost are:

• Personal Property
• Loss of Use
• Personal Liability
• Medical Payments to Others

Optional Coverages

• Personal Property Replacement Cost Loss Settlement
• Special Personal Property Coverage
• Scheduled Personal Property
• Increased Limits – Extended coverage limits are available on for:

• Business Property
• Credit Card, ATM/Debit Cards, Forgery & Counterfeit Money

• Earthquake
• Home Systems Protection
• Other Coverages:

• Business Pursuits Protection
• Permitted Incidental Occupancies – Residence Premises
• ID Fraud Expense