Car Insurance Discounts in Oregon

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Driver Discounts

Driver Training

This discount is available for drivers younger than 19 who have successfully completed an Oregon Department of Transportation-approved driver training course. (Motorhomes excluded)

Insurance Score

This discount is available if you or a secondary policyholder have a favorable Insurance Score. An Insurance Score (sometimes known as an “insurance credit score”) is based off a driver’s credit history and represents the probability of future claims.

Mature Driver Course

This discount is available for drivers age 55 and older who have successfully completed an Oregon Department of Transportation-approved accident prevention course.

Drivers must also meet other requirements. The discount will not be available if any of the following apply:

  • Course completion was more than 3 years ago (more than 2 years if 70 or older)
  • Driver gets points on record after course completion
  • Course was required as part of a court order
  • Vehicle(s) used for business
  • Vehicle(s) have an assigned driver younger than 25

Vehicle Discounts


Get this discount if you insure more than one vehicle on the same Wawanesa policy. (Motorhomes excluded)

Vehicle Recovery System

Earn this discount if your car is equipped with an approved anti-theft device, such as LoJack, OnStar, OnGuard, or Teletrac.

Customer Appreciation Discounts

E-Collect and E-Distribute

Save money with this discount by setting up convenient monthly automated payments and selecting paperless document delivery.


Loyalty does have its rewards. You’ll be eligible for this discount at policy renewal after you’ve been continuously insured with us for one full year.


If you are either an active or retired member of the U.S. Armed Forces, Wawanesa offers this discount in appreciation of your service.


When you bundle renters insurance with your Wawanesa auto policy, you’ll receive a discount on both policies.


To thank you for choosing Wawanesa, you’ll earn a discount simply by having been insured immediately before buying your policy from us.

Discount amounts vary. If you’re already a Wawanesa policyholder, please refer to your policy declaration page to see all the discounts you currently receive. To confirm you’re getting all the discounts you’re eligible for, or get assistance with an existing policy, feel free to give us a call 800-438-4300.

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Existing Customers

For assistance with an existing policy or adding a new policy, please call 800-438-4300.

Monday – Friday 7:30 am – 7:30 pm
Saturday 8:00 am – 4:30 pm