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Terms and Conditions for Use of this Website

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. Your use of this site (the “Wawanesa Website” or “Website”) is expressly conditioned on your acceptance of the terms, conditions, and notices contained herein (the “Terms of Use”). If you do not agree to any part of these Terms of Use, please do not use the Wawanesa Website. Wawanesa Insurance (“Wawanesa”, “we” or “our”) means Wawanesa General Insurance Company and its affiliates. Wawanesa may modify any part of these Terms of Use at any time, without notice to you. Your continued use of the Wawanesa Website will constitute your acceptance of any posted modifications to the Terms of Use.

PRIVACY

Please review our Privacy Policy which describes Wawanesa’s practices regarding personal information we may receive from the Website.

USE REQUIREMENTS

The Wawanesa Website and all its contents, materials, and components are the sole and exclusive property of Wawanesa and its licensors. Information and materials on the Wawanesa Website: i) are provided by Wawanesa for your informational, non-commercial use and are not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard; and ii) are the copyrighted work of Wawanesa and/or third party licensors, and protected under U.S. and international copyright laws and other laws relating to intellectual property, unless where otherwise specified. Wawanesa grants you permission to copy or download information or materials on the Wawanesa Website solely for your informational, non-commercial personal use. Except as expressly provided herein, you may not store, modify, publish, republish, copy, post, repost, reproduce, distribute, transmit, retransmit, decompile, reverse engineer, translate into any language or computer language, create new works from, including derivative works, or in any way exploit or alter the information or materials on this Wawanesa Website, without the express written consent of Wawanesa.

TRADEMARKS

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trade-marks or service marks ("Marks") of Wawanesa or third parties and used under license by Wawanesa. Your use of this Website does not grant you any express or implied right, title, or interest in, or any license to reproduce or otherwise use, the Marks, without the prior written consent of Wawanesa.

DISCLAIMER OF WARRANTY

The Wawanesa Website and all content and materials herein are provided to you on as “AS IS,” “AS AVAILABLE” basis without warranty of any kind, either express or implied. To the fullest extent permitted by law, Wawanesa expressly disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Wawanesa does not warrant or represent that the function or operation of this Website will be uninterrupted or free from error, or that the Wawanesa Website or its contents or materials are accurate, correct, current, or complete.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, WAWANESA SHALL NOT BE RESPONSIBLE IN ANY MANNER FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, ARISING OUT OF OR RELATED TO USE OF OR INABILITY TO USE THE WAWANESA WEBSITE OR THE CONTENT OR MATERIALS ON THIS WEBSITE OR ANY THIRD-PARTY SITES (AS DEFINED BELOW), INCLUDING WITHOUT LIMITATION, DELAYS IN OPERATION OF THE WAWANESA WEBSITE OR TRANSMISSION OF ANY INFORMATION OR CONTENT, EVEN IF WAWANESA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INSURANCE PRODUCTS AND SERVICES

Products and services of Wawanesa are only offered in jurisdictions where they may be lawfully offered for sale. All of the insurance products and services described on this Website are subject to availability and qualifications. Wawanesa reserves the right to determine all eligibility for such products or services in its sole discretion, and Wawanesa may change the products or services at any time or without notice. All products and services are subject to terms, conditions, and exclusions of the actual policy or the relevant product or services agreement.

VISITOR SUBMISSIONS

By submitting information or materials to the Wawanesa Website (aside from personal information subject to our Privacy Policy), you grant Wawanesa a perpetual, irrevocable, unrestricted, worldwide, royalty-free license to use, modify, publish, or disclose such information and materials at Wawanesa’s discretion. Uploading, transmitting, or submitting any emails, information, or materials through the Wawanesa Website that are in any way unlawful, tortious, libelous, infringing, false, misleading, obscene or otherwise offensive, is expressly prohibited.

USE OF THIS WEBSITE BY MINORS

Wawanesa does not intend to market or offer any products or services to minors. Wawanesa does not seek to, nor do we knowingly collect, personal information directly from children under the age of 16.

LINKS TO THIRD PARTY WEBSITES

This Website contains links to other websites (“Third-Party Sites”) that are not owned or maintained by Wawanesa. These links are provided for your convenience. Wawanesa makes no representations and assumes no responsibility regarding the content of, or the products or services offered through, any Third-Party Site.

Please be aware that Wawanesa does not control and is not responsible for the privacy policies or practices of Third-Party Sites, which may differ from ours. We recommend that you review the privacy policies and user agreements of any Third-Party Site.

INDEMNIFICATION

You agree to defend and indemnify Wawanesa from any and all claims, liability, damages, obligations, losses, expenses and costs arising out of or related to your use of the Wawanesa Website or the information, materials, or content contained herein in a manner that violates these Terms of Use, any law, or the rights of a third party.

GOVERNING LAW/ENFORCEABILITY

Use of this Website shall be governed by and construed in accordance with the laws of the State of California without giving effect to any principles of conflicts of laws. Any dispute shall be subject to the exclusive venue of a court of competent jurisdiction in San Diego County, California. Should any provision of these Terms of Use be deemed invalid, unlawful or unenforceable, then the same shall be severable from the remaining provisions, and the remaining provisions shall remain in full force and effect.

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