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Renters Insurance Discounts

Save even more on reliable renters insurance with discounts tailored to you.
Discounts vary by state.

Already have a policy? Call 800-640-2920 so we can help you.

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How to Save on Your Renters Insurance

Discounts are an easy way to help reduce your renters insurance premium even more. You can typically score a discount by having security or safety features in your home. In some states, you may be able to save by bundling your renters insurance with your auto insurance policy and receive a multi-policy discount.

Types of Renters Insurance Discounts

Discounts vary by state, but Wawanesa offers renters insurance discounts for certain home safety and security features, and for combining auto and renters insurance policies.

Residence Protection Device Discount

This discount has different levels of premium reduction depending on how many safety features you have in your home, common items include:

  • Fire alarm or smoke alarm
  • Fire or smoke alarm, dead bolt locks, and fire extinguishers
  • Fire alarm and/or complete burglar alarm that directly reports to the Fire Dept., Police Dept., or Central Monitoring Station

Gated Community or Secured Building Discount[1]

There are two scenarios where you may be eligible for a premium discount if the place you rent is either:

  • Located within a gated community that’s surrounded by a fence with all the entrances protected by either a 24-hour manned security station or by a key card/security lock system.
  • Located within a secured building where you have to go through a locked main door into the building before gaining access to your home.

Sprinkler Protection Discount[1]

If your home is equipped with automatic sprinklers, you may be eligible for a discount. Sprinklers can be either “full” in all areas, including bathrooms, attics, closets and attached structures or “partial” where they’re only present in certain areas.

Multi-Policy Discount[1]

The multi-policy discount may earn you a reduction in premium, on your renters insurance. Simply bundle your auto and renters insurance policies together for extra savings and convenience.

Find out more about the renters insurance discounts offered in your state

Discounted Renters Insurance with Wawanesa

Wawanesa makes it easy to cover your personal belongs with affordable rates and additional renters insurance savings.
Most policies cost around $12 per month.[2]

When you buy a Wawanesa renters insurance policy, you’ll enjoy:

  • Easy online payments
  • 24/7 claims service
  • Convenient policy management
  • Protection for your personal belongings at home and when away from your residence

Find Your Local Renters Insurance Discount

We’ve listed some discounts that could save you some money on your renter insurance policy. Since the discounts vary by state, the best way to make sure you’re getting all the discounts you’re eligible for is to get a quote online.

Frequently Asked Questions About Renters Insurance Discounts

Does Wawanesa offer renters insurance discounts?

Yes, Wawanesa offers several discounts that help you score even bigger renters insurance savings. The available discounts will depend on your location and other factors.

See what discounts are offered in your state:

How do I ask for renters insurance discounts and get the best rate?

To find out which discounts you qualify for, simply get a quick quote online and answer a few questions. Or, if you prefer speaking with someone, call 800-640-2920 and one of our helpful agents will inform you of which discounts you’re eligible for.

Get a quote today

Who qualifies for renters insurance discounts?

Any renter can qualify for discounts if your home is equipped with certain safety or security protection devices.

See what renters insurance discounts are offered in your state:

Have more questions on renters insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Renters Insurance FAQs


  1. Discount may not be offered in all states.
  2. Average premium cost of $12 per month for the states of California and Oregon, for a Wawanesa 12-month renters insurance policy for personal property liability limit of $15,000.

Please note that this website provides only a summary of renters insurance to generally illustrate how renters insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions, and endorsements of your insurance policy.

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