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Auto Insurance Discounts

Save even more on affordable coverage with the various auto insurance discounts offered by Wawanesa. Discounts vary by state.

Wawanesa is not currently offering auto insurance in Oregon while we make some important changes to serve you better. If you need help with your existing Wawanesa auto policy, or are interested in a renters insurance quote please call us at 800-640-2920.

Find Savings and Discounts on Your Car Insurance

Looking for discount car insurance? You may be surprised by just how many Wawanesa auto insurance discounts you may qualify for. When you get a quote, feel free to ask about a discount on your car insurance premium. Or if you’re already a Wawanesa customer, ask one of our helpful agents to check that you’re getting all the applicable car insurance discounts you’re eligible for. Depending on your state, you could score a discount for being a good driver, or for insuring multiple cars on one policy, to name just two discounts.

Types of Auto Insurance Discounts

Save even more on affordable coverage by applying the car insurance discounts you’re eligible for. Discounts do vary by state or not all discounts may be applicable. Visit your state’s discount pages for more details.

Check out some of the discounts Wawanesa customers are eligible for:

Good Driver Discount

The Wawanesa tagline, “Good drivers deserve great rates!” says it all. And that’s because good drivers are safer drivers, which means fewer accidents. To score this car insurance discount, you’ll need to:

  • Have been licensed for at least three years
  • Be DUI free for the past ten years
  • Have a maximum of one violation point or one at-fault accident in past three years

Multi-Car Discount

To get this discount, all you must do is insure more than one vehicle. That’s it! A super easy car insurance discount to score if you own multiple cars.

Loyalty Discount

This is another easy car insurance discount. Simply be continuously insured by Wawanesa for one full year and you’ll be eligible for this discount when your policy renews! Quick tip: the longer you stay with Wawanesa, the bigger your discount becomes.

Defensive Driver Discount

Sometimes called a “Mature Driver Course” discount because typically you must be 55 or older to take it, you may be able to save some cash by taking an approved defensive driving or mature driver course. (See…getting older does have some benefits.)

Multi-Policy Discount Discount may not be offered in all states.

This is one of the easiest ways to get a discount on your car insurance. Simply combine two policies, which is called bundling. For example, insure your car and your home on the same policy and bingo — you’ll see premium savings!

Anti-Theft Discount

If your car has anti-theft features, both factory installed and after-market device, you can usually get a discount. For example, if your vehicle has a GPS-based location system or stolen vehicle recovery system, you may be eligible for a discount for items that prevent theft.

Affinity Discount

If you’re a Wawanesa customer and you also happen to be a member of one of the Affinity groups we partner with, you could get a money-saving discount for that connection.

Saving on Auto Insurance with Wawanesa

Wawanesa gives you so many ways to save. With affordable rates and discounts, you never need to overpay for quality car insurance. And if the time comes when you need to file a claim, we’ll be there for you. With 24/7 claim handling and award-winning customer service, you really have nothing to lose.[1]

Find Your Local Car Insurance Discount

We’ve listed a several possible discounts that could save you some cash. But since they vary by state, the best way to make sure you’re getting all the discounts you deserve is to get a quote online.

Frequently Asked Questions About Auto Insurance Discounts

How do I ask for car insurance discounts?
Some discounts will be applied automatically to your policy when you buy your coverage. Some other discounts will require you to show proof that you qualify. The loyalty discount will take a year as a Wawanesa customer before you can reap the benefits. See what discounts are available in your state by getting a quote online. Or call an agent at 800-640-2920.
How do I get the best car insurance rates?

There are multiple ways to get the best car insurance rates:

  • Shop around and compare rates
  • Drive safely and keep your driving record clean
  • Get all the discounts you qualify for
  • Reduce coverage on an older car
  • Insure more than one vehicle on the same policy
  • Bundle auto insurance with home or condo
What are the discounts for auto insurance?

Discounts for auto insurance come in several categories and vary by state. You could find discounts for:

  • Safe driving and being a good driver
  • Insuring more than one car on the same policy
  • Bundling two policies
  • Being continuously insured by the same company
  • Being a member of a partner group
  • Vehicle having driving safety features

Get a quote online and see what discounts you may be eligible for.

Do auto insurance discounts vary state to state?

Yes, the range of discounts available varies greatly from state to state due to two factors: each state’s insurance commission has different laws around what can be discounted, and each insurer in the state has a different business model and underwriting guidelines.

Learn more about the car insurance discounts in your state:

Who qualifies for auto insurance discounts?
Most segments of the driving population will qualify for some discounts. Again, it all depends on your state and your driving record, but seniors and good drivers should be able to qualify for auto insurance discounts.

Disclaimer

  1. Wawanesa Insurance received the highest score in California in the J.D. Power 2022, 2021, and 2020 U.S. Auto Insurance study of customers’ satisfaction with their auto insurance provider. Visit jdpower.com/awards.

Please note that this website provides only a summary of auto insurance to generally illustrate how auto insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.