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Car Insurance Discounts in California

Save even more on affordable coverage with the following auto insurance discounts in California.

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Driver Discounts in California

California Good Driver Discount

You’ll score this discount if all drivers of your vehicle have:

  • Been licensed to drive for at least 3 years, including 18 months in the US or Canada
  • No more than one violation point OR at-fault accident with only property damage within the last 3 years
  • Had no DUIs within the last 10 years

Mature Driver Improvement Course Discount

This discount is available for drivers age 55 or over whom have successfully completed a California DMV-approved defensive driver course, within the last 3 years. The discount will not apply if the course was part of a court order.

Vehicle Discounts in California

Multi-Car Discount

Get this discount if you insure more than one vehicle on the same Wawanesa policy. (Motorhomes/RVs excluded)

Wawanesa Member Appreciation Discounts in California

Loyalty Discount

Loyalty does have its rewards. This discount is automatically applied to your Wawanesa auto policy that has been continuously in force for at least one year. Plus, your discount amount increases each year until reaching a maximum discount amount after 15 years. The discount can be up to 22% based on your selected coverages.

Multi-Policy Discounts [1]

This discount is available when you bundle two policies. If you have a Wawanesa auto policy and combine it with one of our property policies (home or condo), you’ll receive a discount on your property insurance policy.

Affinity Discount

This discount is available to our members who are also members of any Affinity Groups we are partnered with. If you qualify for both the affinity and loyalty discount, the discount which provides you with the greater savings will be applied. If you're a California Coast Credit Union member, find out how you can save on your auto insurance.

Discount amounts vary. If you’re already a Wawanesa member, please refer to your policy declaration page to see all the discounts you currently receive. To confirm you’re getting all the discounts you’re eligible for, or get assistance with an existing policy, feel free to give us a call 800-640-2920.


  1. Wawanesa is not currently offering new condo insurance in California while we make some important changes to serve you better.

Please note that this website provides only a summary of auto insurance to generally illustrate how auto insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.