California Renters Insurance Discounts

Save even more on affordable renters insurance with discounts available in California.

Already have a policy? Call 800-640-2920 so we can help you.

Saving on Renters Insurance in California

Finding California renters insurance discounts is easier than you might think. If you live in a gated community or have protective features like fire alarms, security systems, or deadbolt locks on all entry doors, you may qualify for savings on your renters insurance policy.

Along with offering renters insurance discounts in California, Wawanesa provides competitive rates on auto insurance. Check out our available car insurance discounts and get a quote to see how much you can save!

Types of Renters Insurance Discounts

Getting a renters insurance discount in California is simple. If your home has safety features like fire or smoke alarms, a fire extinguisher, or a monitored security system, you may qualify for savings on your policy. These protective measures help keep you and your belongings safe and make you eligible for valuable California renters insurance discounts.

Review the features in your home to see how you can maximize your savings while maintaining great coverage.

Residence Protection Device Discount

You can save on your renters insurance by installing safety and security devices in your home. A fire or smoke alarm qualifies you for a renters insurance discount in California, but the more protective features you have, the greater your savings. Additionally, homes with deadbolt locks on all entry doors and a fire extinguisher may receive an even larger discount.

Consider installing a burglar or fire alarm system that reports directly to emergency services or a central monitoring station to maximize your discounts. These added protections enhance your safety and help reduce your premium.

Gated Community or Secured Building Discount

If you’re a California renter, you can receive a premium discount for either of the following situations:

You live in a gated community surrounded by a fence, with all entrances secured by either a 24-hour manned security guard station or a key lock control.
You live in an apartment building or complex with a locked common main entrance to the building.

If your home is protected by one of these security measures, you may be eligible for renters insurance discounts that help lower your premium while keeping your belongings secured and home safe.

Discounted California Renters Insurance with Wawanesa

When you buy a Wawanesa renters insurance policy, in addition to low rates and money-saving discounts, you’ll benefit from:

Award-winning customer service
24/7 fast and easy claims handling
Convenient policy management and online payments
Renters insurance coverage you can count on at home and when away from your residence

Get a quote today and see how much you could be saving.

Renters Insurance Discounts FAQs

Does Wawanesa offer renters insurance discounts in California?

Yes, California renters can take advantage of California renters insurance discounts through two available options: the Residence Protection Device Discount and the Gated Community or Secured Building Discount. These discounts help make renters insurance more affordable while protecting your home.

How do I ask for renters insurance discounts and get the best rates?

You can ask for renters insurance discounts in two ways:

Get a quote online to see the discounts that apply to your policy.
If you have an existing policy, call and speak with a Wawanesa agent at 800-640-2920, who can review your policy and help apply all the discounts you’re eligible for.

Who qualifies for renters discounts?

If you rent your home, you may qualify for renters insurance discounts in California if security or protection devices are installed. Living in a secured building or a gated community may also make you eligible for additional savings.

Have more questions on renters insurance? Visit our FAQs page to find answers on common questions relating to coverage, making a claim, and more.

Renters Insurance FAQs

Disclaimers

Please note that this website provides only a summary of renters insurance to generally illustrate how renters insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions, and endorsements of your insurance policy.