Car Insurance Discounts in California

Save even more on affordable coverage with the following auto insurance discounts in California. Getting an auto quote is easy!

Already have a policy? Call 800-640-2920 so we can help you.

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California Car Insurance Discounts

Wawanesa offers a variety of auto insurance discounts in California to help our members reduce their premiums while maintaining great coverage. Whether you're a good driver, insuring multiple vehicles, or bundling policies, there are plenty of ways to qualify for California auto insurance discounts.

Driver Discounts in California

California Good Driver Discount

This is one of the most valuable discounts for California car insurance, rewarding drivers who maintain a clean driving record. You’ll get this discount if all drivers of your vehicle have:

Been licensed to drive for at least 3 years, including 18 months in the US or Canada
No more than one violation point OR at-fault accident with only property damage within the last 3 years
Had no DUIs within the last 10 years

Mature Driver Improvement Course Discount

This discount is available for drivers age 55 or over whom have successfully completed a California DMV-approved defensive driver course, within the last 3 years. The discount will not apply if the course was part of a court order.

Vehicle Discounts in California

Multi-Car Discount

Get this discount if you insure more than one vehicle on the same Wawanesa policy. (Motorhomes or RVs excluded)

Wawanesa Member Appreciation Discounts in California

The type of vehicle you drive and how you insure it can impact your premium. Wawanesa offers several California auto insurance discounts to our valued members.

Loyalty Discount

Loyalty does have its rewards. This discount is automatically applied to your Wawanesa auto policy that has been continuously in force for at least one year. Plus, your discount amount increases each year until reaching a maximum discount amount after 15 years. The discount can be up to 22% based on your selected coverages.

Multi-Policy Discounts [1]

This discount is available when you bundle two policies. If you have a Wawanesa auto policy and combine it with one of our property policies (home or condo), you’ll receive a discount on your property insurance policy.

Affinity Discount

This discount is available to our members who are also members of any Affinity Groups we are partnered with. If you qualify for both the affinity and loyalty discount, the discount which provides you with the greater savings will be applied. If you're a California Coast Credit Union member, find out how you can save on your auto insurance.

Discount amounts vary. If you’re already a Wawanesa member, please refer to your policy declaration page to see all the discounts you currently receive. To confirm you’re getting all the discounts you’re eligible for, or get assistance with an existing policy, feel free to give us a call 800-640-2920.

California Auto Insurance with Wawanesa

Affordable rates, reliable service, and money-saving discounts make Wawanesa the obvious choice when it comes to auto insurance. When you buy a car insurance policy, you’ll benefit from:

24/7 fast and easy claims handling
Award-winning customer service
Convenient policy management and online payments

Get a quote today and see how much you could be saving.

Frequently Asked Questions About Auto Insurance Discounts

What auto insurance discounts are available in California?

Wawanesa offers a variety of discounts to help drivers save on their policies. Some of the most common discounts for California car insurance include the Good Driver Discount, Multi-Car Discount, and Loyalty Discount.

How do I qualify for California auto insurance discounts?

Eligibility for discounts depends on several factors, including your driving record, vehicles, coverages, and other factors. For example, to qualify for the Good Driver Discount, you must have been licensed for at least three years and have a clean driving record. Discounts for multi-cars, bundling policies, and loyalty are also available.

Can I get a discount for insuring multiple cars with Wawanesa?

Yes. If you insure more than one vehicle on the same policy, you may qualify for a Multi-Car Discount, one of the most popular California auto insurance discounts. This discount helps households with multiple vehicles save on their insurance premium while keeping all their coverage under one policy.

Do you offer discounts to senior citizens?

Yes. If you're 55 or older and complete a California DMV-approved defensive driving course, you may be eligible for the Mature Driver Improvement Course Discount. This special discount rewards experienced drivers who take proactive steps to improve their driving skills. Please note, this discount will not apply if the course was part of a court order.

How can I check which discounts I qualify for?

The best way to determine your eligibility for any of the California auto insurance discounts is to get a quote online from Wawanesa.

If you’re an existing member, you can review your policy declaration page found in your online account, to see the discounts that have been applied. To see if you’re eligible for other discounts please contact our helpful Wawanesa agents at 800-640-2920, Monday to Friday 7:30 am - 7:30 pm PT and Saturday 8:00 am - 4:30 pm PT.

Disclaimer

Please note that this website provides only a summary of auto insurance to generally illustrate how auto insurance works. Your insurance policy is the legal contract containing the terms and limitations of your coverage. Any coverage provided by a Wawanesa General Insurance Company policy is subject to the terms, conditions, exclusions and endorsements of your insurance policy.