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Blog category: Renting

6 Tips to Ensure You Get Your Security Deposit Back

4 min read

How long does it take to get your security deposit back? Depending on state law, you should be able to get your security deposit back within 14 to 30 days after leaving your rental. Landlords collect security deposits when a tenant moves in to protect the property from any damage they may cause. The landlord can also use the security deposit to cover unpaid rent after the tenant leaves.

Why Security Deposit Returns Matter More Than You Think

Security deposits are generally equal to one month’s rent, although in some markets two months is not uncommon. In some states, landlords are required to place security deposits in interest-bearing accounts.

Not knowing how to get your security deposit back can cost you a considerable amount of money.

1. Inspect and Document the Rental BEFORE Move-In

Before moving, do a walkthrough with the landlord and document everything via photo or video. If there are visible dents, holes, or defects, point them out to the landlord. If possible, have them sign or acknowledge the damage list in writing before moving in.

While these minor items do not affect the property’s habitability, when you move out, the landlord may allege that you caused them and claim that your security deposit must pay for the repairs.

2. Provide Proper Notice Before Moving Out

Your lease addresses the terms for giving notice to your landlord. Generally, notice is at least 30 days. Provide your landlord with a written notice, preferably sent by certified mail. The notice should include the date on which you intend to move out and your forwarding address.

Failing to provide proper notice and moving out early or without informing the landlord can result in you losing your security deposit.

3. Fix Minor Damages and Do Small Repairs Yourself

If you are the least bit handy, fix any minor damage or perform the small repairs yourself. That might involve filling in nail holes, changing light bulbs, fixing grout or caulking, or touching up the paint.

4. Scrub Your Rental Clean

Pay special attention to the kitchen and bathrooms, and remove all trash. Otherwise, the landlord may attempt to withhold your security deposit by claiming they needed to hire a service to do specialty cleaning. Provide dated, photographic evidence of cleanliness.

5. Return Keys and Do a Final Walkthrough With Landlord

Return all relevant keys and arrange a final walkthrough with the landlord. Again, take photos and videos to document the unit’s condition. If the landlord has concerns, they can discuss them with you then.

Provide the landlord with your forwarding address so they can send the security deposit check. Landlords in California have 21 days to issue a security deposit refund to tenants. If you move out and 21 days go by, reach out to your landlord to ask about the deposit. Use a written letter to ask about the deposit and make a copy of it before mailing it. Keep this new lette

6. Know Your Rights and Use Renter’s Insurance Wisely

Before renting a house or apartment, check the local landlord-tenant laws. Understand what a landlord can and cannot deduct from a security deposit in your jurisdiction. If your landlord fails to return your security deposit within the legal timeframe, send written requests and keep copies.

Some landlords require renters insurance, but if yours doesn’t, consider purchasing it anyway. Renters insurance can help prove to your landlord that you’re a serious tenant. Your landlord’s confidence in you as a responsible renting could help you get your security deposit back.

Additionally, renters insurance is one of the most affordable types of insurance available. It also doesn’t cover just your belongings. You’ll also get liability protection if a covered accident happens in your apartment. Having renters insurance not only keeps you safe while you’re living in your apartment, but your landlord will likely feel more comfortable that you’ve taken care of the rental during your time there.

FAQs

How long does it take to get a security deposit back?
Depending on state law, a landlord must return the security deposit within 14 to 30 days after the tenant leaves.

What can a landlord legally deduct from the security deposit?
While the particulars may vary by state, in general, the landlord can deduct:

  • Cleaning the rental unit, but only to the extent that it is as clean as when the tenant first moved in.
  • Repairing damage other than normal wear and tear.
  • Any rent owed.

What counts as “normal wear and tear”?
Normal wear and tear is the expected deterioration of a property over time. It is not related to any damage done by the tenant. Examples include faded paint and worn carpeting.

What should I do if my landlord keeps my deposit illegally?
If the landlord fails to return your deposit or send you an itemized list of deductions, consider taking the matter to Small Claims Court.

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Disclaimer:

The above content is for informational purposes only and is not a direct representation of coverages offered by Wawanesa or its policies. The information does not refer to any specific contract of insurance and does not modify any definitions, provisions, exclusions or limitations expressly stated in any contracts of insurance. All references within the above content are illustrative and may not apply to your situation. The terms and conditions of the actual insurance policy or policies involved in a claim are determinative as to whether an accident or other loss is covered. To understand the coverage under your current policy, please log into the account management platform to review your policy or contact an agent directly.

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