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Condo Insurance

A special kind of protection

Wawanesa provides condo insurance that covers the improvements made to your unit and its contents. It also considers the risks incurred by the condominium syndicate.

Owner Specified Perils Policy

This coverage provides protection against the risks of Fire, Smoke damage, Explosion, Theft, Vandalism, Lightning, Windstorm, Hail, Glass breakage, Burst water tank or pipe and Civil liability as well as many other causes of loss.

Owners Comprehensive Policy

Apart from a unit's contents, Condominium Unit Owners Comprehensive Policy covers the cost of improvements you have made. It carries complementary coverage for the building's structure, should the insurance carried by the members of your syndicate prove to be insufficient.

Credit Information

With your consent, we check your Credit Information in order to offer you the best premium possible.

Discounts Available

Alarm System
Claim Free
Water Shut-Off/Leak Detection Alarm System

An insurance deductible is the amount of money you are required to pay as a part of the accident or loss that results in an insurance claim.

Deductibles are required in all policies; however, they are customizable and are the easiest way to manage your insurance premium to ensure you get the coverage you want at the price that fits your needs.

The base deductible for a residential policy is $500. The chart below lists available deductible options which can help to reduce your insurance premium.

Residential policy deductibles options

Optional Coverages

  • Above Ground Swimming Pool and Spa
  • Building By-Laws
  • Earthquake
  • Enhancement
  • Golf Cart
  • Home Systems
  • Identity Fraud Expense
  • Pet Accident
  • Scheduled Personal Articles
  • Water Damage - Above Ground Water
  • Water Damage - Ground Water and Sewers

Other coverages are available.

Please contact your Wawanesa Insurance Agent to discuss your needs.

Read more on the Residential Optional Coverages page

AM Best