Wawanesa offers auto insurance that is easy to understand and tailored to your needs.
At Wawanesa, you are dealing with specialists. Also our premium structure recognizes the significance of your driving experience and loyalty to Wawanesa. We also offer the following:
No penalty for a "not-at-fault" accident
Your driver record will not be affected if you are involved in an accident for which you are not responsible.
With your consent, we check your Credit Information in order to offer you the best premium possible.
Optional coverages that are Available
Loss of use *
Expenses resulting from loss of use of a motor vehicle, up to $2,500.
Legal liability for damage to non-owned automobiles *
Insures the civil liability for damages to a motor vehicle not owned by the insured.
Accident benefits *
Free personal insurance with an insured amount of $10,000.
Vehicle replacement cost *
Applies to a new motor vehicle, purchased or leased.
'Hit and Run' Deductible Waiver*
Allows the deductible (up to $500 per occurrence) to be waived in the event of a Hit and Run loss
* Terms and conditions of coverage are regulated by the contract.
Anti Theft Discount
Vehicle Theft Recovery Discount
An insurance deductible is the amount of money you are required to pay as a part of the accident or loss that results in an insurance claim.
Deductibles are required in all policies; however, they are customizable and are the easiest way to manage your insurance premium to ensure you get the coverage you want at the price that fits your needs.
The base deductible for a Collision coverage is $500 and $250 for Comprehensive coverage. The charts below list available deductible options which can help to reduce your insurance premium.
Vanishing Deductible is a new feature you can have added to your policy to save on your Automobile insurance deductible in the event of a covered loss. With Vanishing Deductible, you get $100 off your deductible for each year you don't have a claim. Your deductible could disappear completely!
* Annual credits are subject to eligibility requirements. Contact your Wawanesa Insurance Agent for more information.