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Terms and Conditions for Use of this Website

Please read these terms and conditions carefully. By using and accessing this site, you acknowledge these terms and conditions and agree, without limitation or qualification, to be bound by them and by applicable laws. Wawanesa Insurance ("Wawanesa") means The Wawanesa Mutual Insurance Company and its subsidiaries. Our subsidiaries include: The Wawanesa Life Insurance Company and Wawanesa General Insurance Company.

The Wawanesa website utilizes industry standard analytics packages which gathers limited information on visitors to our website automatically, and stores this anonymous information in server log files. This information may include IP addresses, browser type, basic IP information, referring pages, operating system used and date/time stamps. This information does not identify individual users; it is used only for site administration, as well as for analysis of website usage and trends. Cookies are used to provide easier and faster access to website features such as logins and/or repeat visits.

Additionally, Wawanesa uses Cookies to market products and services to visitors of its website via the Google Remarketing program. When You visit websites affiliated with the Google Remarketing program, You may see Wawanesa advertisements. Cookies are very small text files that are stored on personal computers for reference purposes. Wawanesa does not link the information we store in cookies to any personally identifiable information you have submitted while on our site.

Wawanesa is not responsible in any manner for direct, indirect, special or consequential damages, howsoever caused, arising out of your use of this website or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on this website.

Information provided by Wawanesa and other sources on this website is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard.

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this website may constitute trade names, registered or unregistered trade-marks or service marks ("Trade-marks") of Wawanesa or of third parties and used under license by Wawanesa. However, the display of Trade-marks on pages at this website does not imply that any license has been granted to any third party.

All information, graphic images, layout and text in this website is protected under the copyright laws of Canada and/or other countries. Users of this website shall be entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading", without the prior written consent of Wawanesa. Otherwise, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this website.

Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this website may be a violation of statutory or common law rights which could subject the violator to legal action. Products and services of Wawanesa are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement.

The information on this website does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation.

Copyright © The Wawanesa Mutual Insurance Company, 191 Broadway, Winnipeg, Manitoba, Canada, R3C 3P1.

AM Best