The following brief descriptions are provided to assist in understanding the coverage options available. Any coverage provided by a Wawanesa Insurance Policy is subject to the actual policy wording, endorsements, and declaration
Make a Selection:
This coverage protects you against possible loss of your home, income and life savings (financial loss) should your vehicle injure or kill anyone and you are legally liable. It also pays for related legal defense, court and investigative costs. This coverage pays up to the first limit for any one person and up to the second limit for two or more persons injured or killed.
This coverage protects you against financial loss when your vehicle damages another person's property, such as their vehicle, if you are legally liable.
This coverage provides reimbursement of medical and hospitalization expenses, payment for income continuation, loss of essential services, child care, and funeral expenses incurred due to an accident.
This coverage pays for loss or damage caused to your vehicle by other than a collision. This includes fire, theft, earthquake, explosion, glass breakage, riot, vandalism and wind storm protection. It pays the lesser amount of either the actual value of your vehicle or the amount of each loss, in excess of your selected deductible.
This coverage provides protection for loss or damage to your vehicle caused by upset or collision with another vehicle or object. It pays the lesser amount of either the actual value of your vehicle or the amount of each loss, in excess of your selected deductible.
This coverage pays up to $100 for each disablement of your vehicle when using our Roadside Assistance Sign and Drive Option. Maximum reimbursement using any other licensed service provider is $50 per disablement. Lockout Service is limited to $100. There is a limit of one (1) reimbursement per disablement, and a total of four (4) incidents per covered vehicle per policy period.
(Available on vehicles insured for Comprehensive or Collision Coverage)
This coverage provides for expenses, up to $25 per day to a maximum of $750 per loss, for a rental vehicle while your vehicle is being repaired and the cause of damage to your vehicle is covered under either Comprehensive or Collision.
(Coverage limits will match liability coverage unless a waiver is signed)
This coverage provides protection against the hazard of bodily injury caused by someone who has no auto liability insurance or whose Bodily Injury Liability limits are not enough to pay the full amount you are legally entitled to recover as damages up to your chosen limit for this coverage.
This coverage is available on all vehicles and provides up to $20,000 towards the lesser of either repairs or to the actual cash value of your vehicle for damages caused by an uninsured vehicle.