Residence Protection Device Discount
|Type of Alarm||Discount|
|Fire or smoke alarm.||TYPE 1
2% reduction from basic premium
|Fire or smoke alarm and dead bolt locks and fire extinguishers.||TYPE 2
5% reduction from basic premium
|Fire alarm and/or complete burglar alarm reporting to Fire Dept., Police Dept., or Central Station.||TYPE 3
10% reduction from basic premium
The maximum discount available for any combination of safety devices is 10%.
Gated Community/Secured Building Discount
Renters are eligible for a premium discount if the residence is located in a gated community or a secured building.
A gated community is defined as a housing community that is completely surrounded by a fence with all entrances secured by either a 24-hour manned security guard station, or a resident card or key lock control.
A secured building is defined as one in which you must pass through a locked common entry door into the building before gaining access to the locked rented dwelling.
|Type of Security||Discount|
|Gated Community/Secured Building||2% reduction from basic premium|
|Gated Community/Secured Building with Guard on Duty 24 hours a day.||5% reduction from basic premium|