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Creating a Home Inventory


How much insurance is enough to cover your home and possessions? Creating a home inventory will help you gauge how much coverage you need. It will also build a thorough record of your belongs in the event you need to make a claim.

  • Note the approximate replacement value of each item, along with makes, models, serial numbers and other identifying marks.
  • Keep receipts for major items, if possible.
  • Draw up a list of all the items in each room and remember to update it as needed. You can also take photos or videos your belongings.
  • Store your inventory records in a safety deposit box or other secure location away from your home. This will simplify things should you need to file a claim.

For a complete home inventory worksheet, download Info Insurance's Personal Property Inventory spreadsheet.

Source: Insurance Bureau of Canada

 


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