Make a Selection:

A Wawanesa Personal Insurance Policy covers:

Your Home and Mobile Home...

Your household contents and personal property (either broad named perils or all risk protection);

Plus

Personal liability protection.

Your Tenants Policy...

Covers losses to household contents, personal property, your private dwelling unit improvements and personal liability.

Your Condominium Unit Owners Policy...

Covers losses to household contents, personal belongings, your private dwelling unit improvements and personal liability.

Plus

Provides coverage for special assessments due to insured damage to or liability arising out of common areas caused by a shortfall in the corporation policy. Also provides additional protection on your unit in the event of inadequate building insurance.

Plus your Personal Insurance Policy covers:

Additional features such as:

• Identity fraud expense coverage
• A wide range of discounts
• Built in inflation protection
• Replacement cost contents
• High special limits of insurance
• High minimum Liability limit
• Home freezer & food spoilage coverage
• Credit card, bank card coverage
• Fire department charges
• Additional living expenses

And a wide array of additional options such as:

• Guaranteed Replacement Cost on building
• All Risk scheduled items (jewellery, furs etc.)
• All Risk Fine Arts
• All Risk coverage for your Computer Equipment
• All Risk Boats and Motors
• Secondary and Seasonal residences
• Discounts for higher deductibles
• Budget Payments
• Earthquake coverage
• Increased Liability Limits
• Business in the Home Coverage
• And a full range of other optional coverages

A Wawanesa Business Insurance Policy (BIP) covers:

• Your Building and Business Contents on an all risk basis
• Your loss of income on an actual loss sustained basis
• Your money and securities, money orders and counterfeit paper currency
• Forgery and alteration exposure and protects you against employee dishonesty
• Your business (and in some cases professional) liability for bodily injury and property damage claims arising out of your business operation

And offers important optional coverages such as:

• Accounts receivable
• Liability protection for landlords and lessors
• Boiler and machinery coverage
• Condominium coverages
• Earthquake
• Electronic data processing
• Exterior glass
• Flood
• Increased liability limits
• Outdoor signs
• Valuable papers
• Water damage (sewer back-up)
• Increased off premises contents limits

And, if your business doesn’t qualify for our BIP package, Wawanesa offers a wide array of similar coverages for non-package commercial business.

A Wawanesa Farm Insurance Policy:

Offers the same coverages listed for your Personal Insurance Policy plus these additional features:

We can keep your valuable machinery working for you with fire, lightning and explosion or special coverage. Coverage is also available in case you must rent machinery in the event yours has been disabled by an insured peril.

Two types of coverage are available on your livestock including horses, cattle, pigs, sheep and poultry.

We can cover your barns, buildings and structures in several different ways and your broker will help you choose the best coverage from those available for your farm buildings.

We can insure your feed, grain, chemicals, fertilizer and produce.

We can provide for loss of income and higher expense coverage during suspension of operations resulting from physical loss to insured barns, buildings and livestock.

And….

We offer an excellent Farm liability package which automatically covers you and your family in case of legal claims.

These policies also contain many valuable additional coverages. Please contact your Insurance Broker for a more complete listing of them.

A Wawanesa Automobile Policy

We have been insuring vehicles since 1928 and have become one of the biggest automobile insurers in Canada.

We can offer flexible payment options, broad coverage and fast and fair claims service across Canada and the United States.

Ask your broker / agent or us as you may be eligible for the following discounts which may save you up to 20% if:

• You insure two or more cars with us;
• Your auto and home are both with us;
• Your children have completed a driver education course;
• You are a mature driver age 50 or more;
• You haven’t been involved in an accident in the past 6 years;
• You haven't received any traffic tickets.